The first mistake many accident victims make is failing to call an attorney. Even if you don’t think you’ll need one, or the accident wasn’t that serious, you should always get an experienced attorney’s viewpoint before you take any legal action. It’s common for a client to think the issue is resolved only to discover a week later that she has a torn tendon or that the other driver decided to file against her. Don’t get blindsided by future problems. Secure a knowledgeable lawyer as quickly as possible so you understand your options, know what to do and what not to do, and prepare yourself for what may occur later.
The Three Worst Mistakes You Can Make
By securing the guidance of a dependable attorney, the three most common client errors can easily be avoided. These mistakes generally occur within 30 days of the accident and include the following:
- Failing to get treatment. Although you may feel as though you can suffer through the pain of an accident, there is a popular phrase in the legal world: “Heroes get zeros.” When you fail to see a doctor after an accident, your injuries will not be documented. As a result, insurance companies can claim that your injuries were not sustained in the accident in question. In other words, if it’s not in the doctor’s note, it didn’t happen.
- Failing to document injuries. In addition to seeking treatment, you must be careful to ensure that every injury (big or small) is documented by the doctor. Although one injury may seem more important than another, your physician needs to know about every bump and bruise to include in his report. Many injuries worsen over time. If there isn’t a record showing that these injuries are associated with the collision, the insurance company may use it to their advantage. It can also be helpful to keep a journal to document your recovery as your injuries are treated and your case proceeds.
- Failing to give a full medical history. Honesty is your best defense against insurance adjusters. When receiving treatment for your accident injuries, be sure to tell your doctor about all prior injuries you may have sustained before the accident. Did you break your ankle in high school? Let him know. Sustain whiplash three years ago? Make sure he puts it in his report. If you fail to mention these injuries, an insurance adjuster can use this omission to attack your credibility and accuse you of dishonesty or fraud. Avoid the implications by being upfront with your doctor.
Insurance companies can be brutal and won’t hesitate to jump all over a mistake you make concerning your injury claim. Contact us today at 615-807-7900 to get the help you need right off the bat.